JamiiNest Privacy Policy

JamiiNest helps savings groups, investment clubs, and similar communities manage contributions, loans, and related financial activities. We are committed to protecting your privacy and handling your personal information responsibly.

1. Information We Collect

We may collect the following types of information when you use JamiiNest:

• Account information: such as your name, email address, phone number, and profile details you provide when creating or updating your account.
• Group information: details about groups you create or join, including group name, roles, and configuration settings.
• Transaction and activity data: contribution records, loans, repayments, and other actions you perform within groups.
• Technical information: device identifiers, browser type, IP address, and basic usage logs to keep the service secure and reliable.

2. How We Use Your Information

We use your information to:

• Provide and maintain the JamiiNest platform and its features.
• Authenticate you and secure access to your account and groups.
• Record contributions, loans, and other financial activities for your groups.
• Communicate with you about your account, security, and important updates.
• Monitor, improve, and develop new features and safeguards.

3. Legal Bases for Processing

Depending on your location, we may rely on different legal bases to process your information, including the performance of a contract (providing the service to you), legitimate interests (such as securing the platform and preventing abuse), and your consent where required.

4. How We Share Information

We do not sell your personal information. We may share your information only in the following situations:

• Within your groups: group members and admins can see information necessary to operate the group, such as your name, role, contributions, and loans.
• Service providers: trusted third parties that host our infrastructure or provide analytics and security services, under appropriate safeguards.
• Legal and safety: when required by law or to protect the rights, property, or safety of you, other users, or JamiiNest.

5. Data Retention

We keep your information for as long as reasonably necessary to provide the service, comply with our legal obligations, resolve disputes, and enforce our agreements. Group records may be retained to preserve accurate audit trails, even after an individual member leaves a group.

6. Your Choices and Rights

Depending on your location, you may have rights such as:

• Accessing the personal information we hold about you.
• Correcting inaccurate or incomplete information.
• Requesting deletion of your account data, subject to legal and group record requirements.
• Objecting to or restricting certain types of processing.

To exercise these rights, please contact us using the support options provided in the app or on our website. We may need to verify your identity before responding.

7. Security

We use technical and organizational measures to protect your information, including secure hosting, role-based access controls, and server-side verification for sensitive financial logic. However, no system can be completely secure, and you are responsible for keeping your login details safe.

8. International Transfers

JamiiNest may store and process information in data centers located in different countries. Where applicable, we take steps to ensure that international transfers comply with relevant data protection laws.

9. Children's Privacy

JamiiNest is not intended for children under the age where they can legally provide consent for online services in their jurisdiction. We do not knowingly collect personal information from such children. If you believe we have collected information from a child, please contact us so we can investigate and take appropriate action.

10. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. If changes are material, we may also provide additional notice within the app.

11. Contact Us

If you have questions about this Privacy Policy or how we handle your information, you can contact the JamiiNest support team via the help or support options available in the app, or through the contact details provided on our website.